Discover what hourly rate you need to charge to make a dignified living from your work. Stop undervaluing your effort: include all taxes, social security, and expenses in your rate.
How much do you want to earn per year after taxes?
Hours you work each week (includes non-billable time: admin, sales, etc.)
Time you don't work (vacation, holidays, etc.)
% of your billing spent on expenses (rent, materials, software, etc.)
Enter your desired net salary to calculate your rate
Calculating your proper hourly rate is key to making your freelance business profitable. Follow these steps:
Be honest with yourself: how much do you actually need to cover your expenses, save, and live well? Don't undervalue yourself. €24,000 net annually is €2,000/month.
Indicate how many hours you work per week and how many vacation weeks you'll take per year.
Calculate what percentage of your income goes to deductible expenses: rent, materials, software, insurance, etc.
The calculator will show you the hourly rate, daily rate, and monthly billing you need to reach your goal.
Your hourly rate must cover not just your salary, but also all costs associated with being self-employed:
Income tax ranges from 19% to 47% depending on your income. The more you earn, the higher marginal rate you pay.
Social security contributions based on real income brackets (2025 system). The more you earn, the more you contribute, but you also get better coverage.
Rent, materials, software, training, insurance, accounting... All these expenses reduce your net income.
Vacation, holidays, sick leave, training, administration. Not all your time generates direct income.