Self-Employed Quota Calculator

Calculate your Spanish self-employed social security quota based on real income. Updated contribution system for 2024-2026. Includes Flat Rate and Zero Quota benefits.

Income minus deductible expenses per year

Select the year for calculation

Are you a new self-employed?

Your self-employed quota

Enter your annual income to see your quota

How to calculate your self-employed quota

The new contribution system lets you pay based on your real income. Follow these steps:

1

Calculate your net income

Subtract your deductible expenses from your gross annual income. This is your net income.

2

Select the year

Choose the contribution year. Bases and rates vary each year during the transition period.

3

Indicate if you're new

New self-employed can benefit from Flat Rate (€80/month) or Zero Quota depending on their region.

4

Check your quota

The calculator will show your monthly and annual quota, including any applicable discounts.

Income bracket system 2024-2026

Since 2023, the self-employed quota is calculated based on real income, with 15 different brackets. Higher income means higher contribution base.

Brackets 1-5: Low income

For income up to €1,500/month. Reduced contribution bases to protect those starting out or with variable income.

Brackets 6-10: Medium income

For income from €1,500 to €2,760/month. Bases proportional to your real income.

Brackets 11-14: Medium-high income

For income from €2,760 to €6,000/month. Higher contributions but also greater social protection.

Bracket 15: High income

For income above €6,000/month. Maximum contribution base that guarantees the highest benefits.

Why use our calculator?

  • Pay based on what you actually earn, fairer for those starting out
  • You can change brackets up to 6 times per year as your income varies
  • Flat Rate of €80/month for the first 12 months for new self-employed
  • Zero Quota in many autonomous communities: €0 for the first year
  • Greater protection: includes business cessation and training
  • Annual regularization to adjust contributions to real income

Frequently asked questions about self-employed quota

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